Terms & Conditions

Please read the following information carefully before reading or accessing this website or using the information contained herein.

These Terms and Conditions ("Terms") govern your use of the Stillwater Group LLC ("our" or "we") website. Please read the terms in full before using our website. By accepting these Terms, or by using our website, you agree to be legally bound by these Terms, our Privacy Policy, and any other underlying agreements or terms. If you do not agree to these terms, please do not use our website. We reserve the right to modify these Terms at any time without prior notice, and your use of the website binds you to the changes made. We do occasionally update these terms so please refer to them in the future.

Use and Access to Website

You will be able to access our website without having to register any details with us. This website and the information contained on this website ("Information" or "Content") is provided by Stillwater Group LLC as a service to visitors and may be used only for informational purposes subject to the terms below. By reviewing, printing, or downloading any of the Information, you agree to these Terms. If you do not agree to these Terms, then you should not use this website and/or the Information. You may print or download one copy of the Information on a single computer for your personal, non-commercial internal use only. This is a license, not a transfer of title, and is subject to the following restrictions: you may not (a) modify the Information or use it for any commercial purpose, or for any public display, performance, sale or rental; (b) remove any copyright or other proprietary notices from the Information; or (c) transfer the Information to another person. You agree to prevent any unauthorized copying of the Information. The Information may not be copied, reproduced, modified, published, uploaded, posted, transmitted, or distributed in any way, without Stillwater Group LLC's express prior written permission. Stillwater Group LLC does not grant any express or implied right to you under any patents, copyrights, trademarks, or trade secret. THE INFORMATION IS PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF INTELLECTUAL PROPERTY OR FITNESS FOR ANY PARTICULAR PURPOSE. IN NO EVENT SHALL STILLWATER GROUP LLC OR ITS OFFICERS, DIRECTORS, EMPLOYEES, SHAREHOLDERS, AGENTS OR REPRESENTATIVES BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF THE USE OF OR INABILITY TO USE THE INFORMATION, EVEN IF STILLWATER GROUP LLC OR SUCH THIRD PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Stillwater Group LLC does not warrant the accuracy or completeness of the materials, text, graphics, links, or other items contained within the Information. In addition, Stillwater Group LLC does not warrant the accuracy or completeness of the materials, text, graphics, links, or other items contained within the Information. Although Stillwater Group LLC may periodically monitor the Information for accuracy, you should assume that Information is current only as of the day it is published on this website. Stillwater Group LLC may make changes to the Information at any time without notice. STILLWATER GROUP LLC DISCLAIMS ANY AND ALL DUTY OR INTENTION TO UPDATE THE INFORMATION. STILLWATER GROUP LLC DOES NOT WARRANT THAT THE WEBSITE WILL OPERATE ERROR-FREE OR THAT THE INFORMATION, THE WEBSITE OR ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MATERIAL. IF YOUR USE OF THE WEBSITE OR THE SITE'S MATERIAL RESULTS IN ANY COSTS OR EXPENSES, INCLUDING, WITHOUT LIMITATION, THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, STILLWATER GROUP LLC SHALL NOT BE RESPONSIBLE FOR THOSE COSTS OR EXPENSES.

By submitting a telephone number to Stillwater Group LLC, you agree that a representative of Stillwater Group LLC can contact you at the number you provide, potentially using automated technology (including texts/SMS messaging) or a pre-recorded message. Your consent is not an obligation to receive any of our services.

Website Uptime

We take all reasonable steps so that our website is available 24 hours every day, 365 days per year. However, websites do sometimes encounter downtime due to server and other technical issues. Therefore, we will not be liable if this Site is unavailable at any time. Our Site may be temporarily unavailable due to issues such as system failure, maintenance or repair, or for reasons beyond our control. Where possible, we will try to give our users advance warning of maintenance issues but shall not be obliged to do so.

User Conduct

You agree not to use this website or its Content for any illegal or unauthorized activity. You agree that you will not use any device, software, or other technology to interfere or attempt to interfere with the proper working of this website. You agree not to use this website or its Information or Content for any commercial purposes. You agree not to crawl, spider, scrape, or otherwise deploy automated agents or other technology to collect, harvest, mine, or otherwise similarly interact with this website or its Content. You agree that we can prohibit, prevent and/or disable such automated activities.

We will fully cooperate with any law enforcement authorities or court order requiring us to disclose the identity or other details or any person posting materials to our website in breach of this Section.

You shall not use our website while distracted or preoccupied, such as when operating a motor vehicle. You should access our website only with due regard for your own safety and the safety of others.

Stillwater Group LLC Is Not An Insurance Company or Service Provider

Stillwater Group LLC is not an insurance company or Service Provider, rather we may help connect you with licensed insurance agents and/or Service Providers that could meet your needs based on information disclosed. Service Providers is defined as third-party service providers such as insurance brokers, insurance agents, other insurance professionals, healthcare/medical service providers, healthcare groups, or other healthcare organizations. Stillwater Group LLC does not and will not make any coverage or credit decision with any insurance agent or Service Provider referred to you. Stillwater Group LLC does not issue insurance coverage or any other financial products or medical services. Service Providers are solely responsible for any services that they may provide to you. Stillwater Group LLC shall not be liable for any losses, costs, damages, or claims in connection with, arising from, or related to your use of a Service Provider's products or services. Stillwater Group LLC recommends strongly that users seek advice from medical professionals, healthcare advisors, financial advisors, insurance agents, brokers, or other insurance professionals who are fully aware of your individual circumstances before making any financial or insurance decisions. Users are solely responsible for any medical, financial, or insurance decisions made. Users acknowledge and agree that users rely on their own judgment and that of such advisors in selecting any products or services offered by Service Providers.

Information Provided by Users

Certain information may be required in order to use the site and certain Services. User agrees that all information provided will be true, accurate, current, and complete, and shall not be a misrepresentation of the user's identity. You agree to update your information as necessary to maintain accuracy. Our use of user's information is governed by these Terms.

No Fees Paid To Stillwater Group LLC

Stillwater Group LLC does not charge Users a fee to use the site, unless the User is a Service Provider that has partnered with Stillwater Group LLC. Service Providers that have partnered with Stillwater Group LLC may pay fees for services and to be matched with site users. Stillwater Group LLC is not involved with and is not responsible for any fee arrangement that a user may make with a Service Provider. User agrees to this compensation structure. User hereby releases Stillwater Group LLC and its affiliates from all losses, costs, damages, or claims in connection with, arising from, or related to any fees charged by a Service Provider.

Service Provider Requests

The Site may present the opportunity to make a request to pair with and receive quotes or offers from Service Providers ("Service Provider Requests"). United States residents only are eligible for Service Provider Requests, and such Service Provider Requests may not be available in every state. Stillwater Group LLC makes no guarantee that user will be paired with a Service Provider if user submits a Service Provider Request. If user makes a complete or incomplete Service Provider Request, then user agrees that any information provided may be used and disclosed as set forth in the Privacy Policy and/or as otherwise set forth when user provides the information. Without limitation, user authorizes the Service Providers, and their affiliates and third-party service providers, to conduct all necessary research with user's information, including checking user's credit history, if applicable, for purposes of responding to user's Service Provider Request. If user makes a Service Provider Request, then user thereby expressly consent to be contacted by Service Providers by telephone, fax, email at the numbers and addresses user provides in your Service Provider Request, for the purposes of providing you with the quotes, products, and services indicated in user's Service Provider Request, regardless of whether user's number provided is on any "Do Not Call" lists. User consents to Stillwater Group LLC and Service Providers making recorded calls to remind you of deadlines or other issues in connection with user's Service Provider Request. User is solely responsible for complying with all applicable laws and regulations in connection with user's use of any services provided by the Service Providers.

Postings, Transmissions, and Submissions

User grants Stillwater Group LLC and its assigns a worldwide, fully-paid, royalty-free, exclusive right and license to use, copy, format, adapt, publish and/or incorporate any or all postings, transmissions, and submissions to the Site that is not federally trademarked and/or copyrighted in any media whatsoever, including, without limitation, the Content (as defined below). Provided that user has obtained prior written permission from Stillwater Group LLC to transmit, submit or post information to the Site that is federally trademarked and/or copyrighted, user automatically grant Stillwater Group LLC and its assigns the worldwide, fully-paid, royalty-free right to use, copy, format, adapt, publish and/or incorporate any or all such information in any media whatsoever, including, without limitation, the Content. User shall not post, transmit, or submit the following to the Site: (a) information that infringes Stillwater Group LLC's or any third party's intellectual property rights; (b) information that violates laws, regulations, ordinances, or statue; (c) information that is libelous, unlawfully threatening, unlawfully harassing, defamatory, obscene, explicit, or vulgar, or otherwise injurious to Stillwater Group LLC or third parties or that infringes on Stillwater Group LLC's or any third party's rights of publicity or privacy; (d) information that contains viruses, worms, Trojan horses, trap doors, back doors, easter eggs, time bombs, cancelbots, or other code or computer programming routines that containing contaminating or destructive properties or that are intended to damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system, data, or personal information; (e) information containing or constituting chain letters, mass mailings, political campaigning, or any for of "spam"; (f) information that is false, inaccurate, or misleading; (g) commercial advertisements or solicitations without written permission from Stillwater Group LLC; or (h) federally trademarked or copyrighted information without written permission from Stillwater Group LLC. User is solely responsible for all its posts, transmissions, and submissions to the Site, and the consequences of posting, transmitting, or submitting them. Stillwater Group LLC does not regularly review user posts, transmissions, and submissions, but reserves the right (but not the obligation to edit, refuse to post or remove your transmissions, submissions, or postings. Pursuant to the Privacy Policy, we may review transmissions, submissions, or posts made by you to determine, in our sole discretion, your compliance with these Terms.

Trademarks

The trademarks, service marks, and logos (the "Trademarks") used and displayed on this website are registered and unregistered Trademarks of Stillwater Group LLC and others.

Forward-looking statements

The Information may contain "forward-looking statements" – that is, statements related to future events. In this context, forward-looking statements often address our expected future business and financial performance and financial condition and/or other matters. Forward-looking statements by their nature address matters that are uncertain, and are based on assumptions about many important factors, including without limitation current economic and financial conditions, volatility in interest and exchange rates, commodity and equity prices and the value of financial assets; potential market disruptions or other impacts arising in the United States or abroad; the level of demand and financial performance of the major industries we serve; the impact of regulation and regulatory, investigative and legal proceedings and legal compliance risks; strategic actions; and numerous other matters of national, regional and global scale. These uncertainties may cause actual future results to be materially different than those expressed in our forward-looking statements. We do not undertake to update our forward-looking statements. IN NO EVENT SHALL STILLWATER GROUP LLC OR ANY THIRD PARTIES MENTIONED IN THIS DOCUMENT OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR SHAREHOLDERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE MATERIAL IN THIS DOCUMENT OR SITES LINKED TO IT, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT STILLWATER GROUP LLC OR ANY SUCH PARTIES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Ownership of Information

Information is copyrighted and protected by worldwide copyright laws and treaty provisions. Except as expressly provided herein, Information may not be copied, reproduced, modified, published, uploaded, posted, transmitted, or distributed in any way, without Stillwater Group LLC's prior written permission. Stillwater Group LLC does not grant any express or implied right to you under any patents, copyrights, trademarks, or trade secret information.

Applicable Laws

This website is controlled and operated by Stillwater Group LLC from its offices within the United States of America. Stillwater Group LLC makes no representation that Information is appropriate or available for use in other locations, and access to it from territories where its contents are illegal is prohibited. Those who choose to access the Information from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the Information in violation of U.S. export laws and regulations. Any claim relating to the Information shall be governed by the internal substantive laws of the State of Florida.

Links to Other Information and Sites

Any linked sites or third-party information are not under the control of Stillwater Group LLC, and Stillwater Group LLC is not responsible for the content of any linked site, any link contained in a linked site or any information contained therein. Stillwater Group LLC reserves the right to terminate any link at any time. Stillwater Group LLC does not endorse companies, products, or services to which it links and reserves the right to note as such on its web pages. If you decide to access any of the third-party sites linked to this website, you do so entirely at your own risk. This website contains links to external, third party web sites along with relevant commentary to provide our visitors with information and content they are looking for. By providing links to other sites, Stillwater Group LLC does not guarantee, approve, or endorse the services or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to the Burial Benefits Network website. You assume complete responsibility and risk in your use of any external sites. You should direct any concerns regarding any external link to its site administrator.

Indemnification

You agree to defend, indemnify, and hold us, our officers, directors, employees, volunteers, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from or alleged to result from, your use of and access to the website or your violation of these Terms or your violation of any third party right, including without limitation any trademark, copyright or other proprietary or privacy right.

Assignment

These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you.

General

Stillwater Group LLC may revise these terms at any time by updating this web page. You should visit this web site from time to time to review the then-current terms because they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages of this web site.

Contact Information

Stillwater Group LLC

221 Fox Glen Drive Unit 2210

Naples, Florida 34104

info@burialbenefitsnetwork.com

(617) 901-8406

Effective Date

May 25, 2026